How to Afford Dental Care with No Dental Insurance : In any given year, about 100 million Americans don’t go to the dentist at all.
Reason? They can’t afford dental care services.
If you’re among these people, you might not appreciate the value of seeing a dentist at least twice a year until a nasty toothache shows up. Or until you’re in a dental emergency.
Keeping up with dental appointments is a key part of practicing good oral health. Even if you have no dental insurance, you should still be able to visit your dentist.
Continue reading to learn how to afford dental care without dental insurance.
Create a Personal Dental Fund
The average cost of dental insurance on family coverage ranges from $325 to $680 a year. This might not look like a lot of money, but when your finances aren’t looking up, affording dental coverage can easily be out of your reach.
Creating a personal dental fund is an ideal way to save up for professional dental care when you can’t afford insurance. Maybe you’re in between jobs so you don’t have the luxury of a regular paycheck, which is what you need to keep up with monthly insurance payments.
With a dental fund, you’ll be able to put some money away whenever you pull in a good income. If you become a habitual saver, you’ll build up a decent amount of money, which you can use to access dental care services.
With time, you might even save up enough money to get a dental plan that suits your needs.
Find Low Cost Dental Clinics
If you’re anything like most Americans, then your wish is to get dental services from private dental clinics. Unfortunately, these charge a steep cost and can only be afforded when you have adequate dental coverage.
When you don’t have insurance, it’s advisable to visit the low-cost clinics. You can find them in public hospitals, community health centers, and other non-profit healthcare facilities.
In a low-cost dental clinic, you’ll get just the same quality of dental care as you would in a private clinic, for far less the price.
The United States Department of Health and Human Services offers a useful tool you can use to find low-cost dental care across the country.
Look Out for Free Dental Checks
Various organizations, mostly in the healthcare sector, offer or sponsor free dental checks and related services as part of their community social responsibility. Although these programs last for a few days, participants usually get comprehensive dental checks and professional cleanings.
When you don’t have dental insurance, be sure to look out for these free dental checks. The providers will usually run awareness campaigns a couple of weeks prior, so keep your ears and eyes on alert.
You Can Get Dental Care with No Dental Insurance
In a highly profit-focused industry such as America’s healthcare industry, it’s almost impossible to access dental care services with no dental insurance. With this guide, though, you now know the steps you can take to get your teeth checked and cleaned up affordably.
Need more health tips? Keep reading our blog!
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